With so many financial institutions offering credit cards online, it can be really confusing to make a choice. However, among these options are RuPay credit cards, and they enable one to get more value out of everyday purchases.
The name RuPay is an amalgamation of Rupee and Payment that functions as a payment network in partnership with banks and credit card issuers. Under this initiative, you can find many credit card online, and even get access to offers from top lenders on the Bajaj Markets platform.
Read on to learn about the RuPay credit card options accessible through Bajaj Markets and their key features.
What Are RuPay Credit Cards And How Do They Work?
One might think of RuPay credit cards as MasterCard or Visa, but there are some differences between the two. While the former two are international cards, Rupay is totally an Indian card used for domestic purposes. Moreover, RuPay credit cards consist of a limited processing fee owing to the fact that domestic processing is conducted for local transactions.
RuPay Credit Cards In Bajaj Markets usually offer a seamless and digitally-equipped card experience to consumers. One can take advantage of the increased opportunity of using the credit cards. Furthermore, merchants benefit from the increasing consumption by taking part in the credit ecosystem. Nowadays, RuPay cards are linked to UPI IDs by simply enabling secure and encrypted digital payments.
Range Of RuPay Credit Cards
When you apply for a credit card online, there are many factors to consider, such as the types of rewards offered, fees, perks, etc. To help simplify the assessment process, here is an overview of the RuPay credit cards on Bajaj Markets.
| RuPay Credit Cards | Fees & Charges | Top Features |
|---|---|---|
| Bank of Baroda Premier Credit Card | ₹1,000 annual fees + GST |
|
| IndianOil Kotak Credit Card | ₹449 annual fees + GST |
|
| IDFC FIRST Power Credit Card | ₹199 annual fees + GST |
|
| HDFC Bank Rupay IRCTC Credit Card | ₹500 annual fees + GST |
|
| PNB RuPay Select Credit Card | ₹500 annual fees + GST |
|
| IRCTC Rupay SBI Credit Card | ₹500 annual fees + GST |
|
| Union Uni Carbon Credit Card | ₹499 annual fees + GST |
|
| IDBI Winnings RuPay Select Credit Card | ₹899 annual fees + GST |
|
| Shaurya SBI Credit Card | ₹250 annual fees + GST |
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| Union Platinum RuPay Credit Card | ₹299 annual fees + GST |
|
Benefits Of Applying For A RuPay Credit Card
Transactions made through a RuPay credit card are secure, whether conducted offline or online at a merchant outlet or petrol station. With such cards, you get exclusive benefits and access to many excellent reward programs.
You can use your reward points to gain exclusive deals such as discounts at leading retailers, offers at premium restaurants, free movie tickets, and more. Moreover, the transaction cost is very low on using RuPay credit cards. This is due to the fact that the government-run NPCI is a not-for-profit organization.
For the same reason, many top banks in India rely on the RuPay payment network when offering credit cards online. You can also make UPI payments with your RuPay credit card or withdraw cash from over 1.5 lakh ATMs in India.
Concluding Words
With such a wide range of RuPay credit cards to choose from, you can find one that matches your financial goals. However, you must check your eligibility when applying for a credit card online. In addition, check all the key features and benefits offered on other cards as well. This allows you to enjoy maximum benefits on every transaction.
So, that was all about custom RuPay credit cards and their use in the finance industry. Keep reading our articles to gain useful insights, and do not forget to share your comments below. Happy reading.
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